March 29, 2017

PPST! Some secrets about the refundable accommodation deposit (RAD) in Aged Care

By Brian Herd, Partner at CRH Law, our Lead Legal Professionals at Heather Hill Pathways. Many families have been there – Mum has had a fall and is languishing in hospital.  The medical advice (and the hospital’s demand) is that she can’t go home but needs to go into an aged […]
March 13, 2017

More Parent Piracy

By Brian Herd, Partner at CRH Law, our Lead Legal Professionals at Heather Hill Pathways. A recent Queensland court decision has thrown up some very worrying issues in relation to parents being fleeced by their children. The Facts Two elderly parents of limited means and with other children, provided the sum […]
October 4, 2016

Downsize Your Home NOT Your Pension

It’s all a bit hush-hush but there are big changes to the way the age pension will be calculated from 1 January next year.  The changes apply to the asset test and are expected to affect around 350,000 Australian pensioners. How does the asset test work now? Currently, a person […]
December 7, 2015

Changes to Aged Care Means Test for Resident’s Rental Income

By Brian Herd, Partner at CRH Law, our Lead Legal Professionals at Heather Hill Pathways. Rental income from an aged care resident’s former home is currently not taken into account in means testing used to determine the resident’s income tested fee.  The exemption applies if the resident pays at least part […]
October 9, 2014

The Good, the Bad & the Ugly of Being a Supported Resident Post-Reform

The following article was written by Rachel Lane, Principal at Aged Care Gurus a training, continuing education and support service provider in the area of aged care financial planning.  Our Lead Aged Care Financial Planning Pathways Partner, Jeremy Gillman-Wells of Bravien Financial, is a part of this Aged Care Gurus Advisor Network. The Good, […]
October 21, 2013

Counting the Cost of Upcoming Aged Care Reforms

By Jeremy Gillman-Wells, Lead Financial Professional, Heather Hill Pathways. While on the face of it the changes brought about by the aged care reforms, due to commence on 1 July 2014, are fair and reasonable: creating a formalised means test for community care packages, the setting of a market price […]
January 29, 2013

Cost of Aged Care without Specialists Aged Care Advice

By Jeremy Gillman-Wells, Lead Financial Professional, Heather Hill Pathways. How can it cost me more if I don’t get financial advice?  Surely every facility charges a set amount to stay there per day, like a hotel?  Unfortunately, no, it’s nowhere near that simple.  Let’s take low care facilities, or hostels […]